TWD Deposit

Diverse transaction channels

Besides general branch services, ATMs, telephone banking, Internet banking, and WebATM can also be used for various transaction services.

Designate payment agent

Enjoy the convenience provided by a designating payment agent! Make payments for water, electricity, gas fees, credit card balance, loans, and regular subscription plans using a single passbook.

The most convenient for international withdrawals

Apply for international ATM card so that you can withdraw local currency when you are overseas.

Buy foreign currency super fast

You can buy and sell foreign currency once you have a foreign currency general deposit account. Understand procedures for buying foreign currency time deposit.

• Individuals (natural persons) and non-profit organizations are eligible.
• The applicant or company's person-in-charge brings the following documents and seal to personally apply at a business location of the Bank.

• Domestic Natural Person: ID card and second identification document
• Foreign natural person: Apply in person with the following documents:
(1)ARC and other proof of identity (e.g., Health Insurance Card, passport, driver's license)
(2)Passport stamped with a legal entry visa, and Basic Information Sheet containing a UI No.
(3)Overseas Chinese status Certificate, and Basic Information Sheet containing a UI No.

• Non-profit organizations: Registration documents with the competent authority, notification of unified business number issued by the National Taxation Bureau, and ID card and second identification document of the person-in-charge

Interest is accrued according to the Bank's board interest rate, and settled on June 20 and December 20 every year. Interest is not accrued if the account balance is lower than NT$10,000.

Diverse transaction channels

Besides general branch services, ATMs, telephone banking, Internet banking, and WebATM can also be used for various transaction services.

Designate payment agent

Enjoy the convenience provided by a designating payment agent! Make payments for water, electricity, gas fees, credit card balance, loans, and regular subscription plans using a single passbook.

The most convenient for international withdrawals

Apply for international ATM card so that you can withdraw local currency when you are overseas.

Buy foreign currency super fast

You can buy and sell foreign currency once you have a foreign currency general deposit account. Understand procedures for buying foreign currency time deposit.

• Individuals (natural persons) and companies/business firms are all eligible.
• The applicant or company's person-in-charge brings the following documents and seal to personally apply at a business location of the Bank.

• Domestic Natural Person: ID card and second identification document
• Foreign natural person: Apply in person with the following documents:
(1)ARC and other proof of identity (e.g., Health Insurance Card, passport, driver's license)
(2)Passport stamped with a legal entry visa, and Basic Information Sheet containing a UI No.
(3)Overseas Chinese status Certificate, and Basic Information Sheet containing a UI No.

• Company: Company establishment/change registration card (form), Articles of Incorporation, ID card and second identification document of the person-in-charge, and the company seal and person-in-charge's seal (register of shareholders/investors, natural person shareholders/investors holding 25% or more shares, and identification document of senior managers)

Interest is accrued according to the Bank's board interest rate, and settled on June 20 and December 20 every year. Interest is not accrued if the account balance is lower than NT$10,000.

Diverse deposit/interest rate options

Provide 12-month to 3-year TWD time deposits, and floating or fixed interest rates can be chosen for accruing interest.

Certificate of deposit can be pledged for a loan

You can pledge a certificate of deposit for a loan equal to 90% of the amount deposited when you urgently need cash.

Set maturity date on your own

As long as the deposit period is 12 months or longer, you can set the maturity date on your own, making fund use more flexible.

Select deposit method

Simple interest

• Interest is accrued on a simple basis
• Receive interest on a monthly basis and collect the principal upon maturity

Compound interest

• Interest is accrued on a compound basis
• Make a lump-sum deposit of the principal, and make lump-sum withdrawal of the principal plus interest upon maturity

Calculate now

• Limited to individuals (natural persons) and non-profit organizations.
• The applicant or company's person-in-charge brings required documents for account opening and seal to a branch to open a personal account or non-personal account.
• A foreign natural person wishing to apply is advised to come to a branch premises for services. Thank you!

• If the time deposit is terminated before maturity, interest is accrued at 80% of the board interest rate when the time deposit was made.
• The minimum deposit amount is NT$10,000.
• Interest shall be accrued at the Bank's board interest rate, see the Statutory Disclosures for details.
• Where a floating rate is used for a time (savings) deposit, the interest rate when the time (savings) deposit was made will be displayed on the passbook or time deposit details, if the interest rate is raised/lowered during the duration of the time deposit, please refer to the latest announcement of the board interest rate for NTD deposits.

Diverse deposit/interest rate options

Provide 1-month to 3-year TWD time deposits, and floating or fixed interest rates can be chosen for accruing interest.

Set maturity date on your own

As long as the deposit period is 1 months or longer, you can set the maturity date on your own, making fund use more flexible.

Interest calculated on a monthly basis

Interest is accrued on a simple basis and collected on a monthly basis or along with the principal upon maturity.

Certificate of deposit can be pledged for a loan

You can pledge a certificate of deposit for a loan equal to 90% of the amount deposited when you urgently need cash.

• Individuals (natural persons) and companies/business firms are all eligible.
• The applicant or company's person-in-charge brings required documents for account opening and seal to a branch to open a personal account or non-personal account.
• A foreign natural person wishing to apply is advised to come to a branch premises for services. Thank you!

• If the time deposit is terminated before maturity, interest is accrued at 80% of the board interest rate when the time deposit was made, but deposits of less than one month will not accrue interest
• The minimum deposit principal is NT$10,000.
• Interest shall be accrued at the Bank's board interest rate, see the Statutory Disclosures for details.
• Where a floating rate is used for a time (savings) deposit, the interest rate when the time (savings) deposit was made will be displayed on the passbook or time deposit details, if the interest rate is raised/lowered during the duration of the time deposit, please refer to the latest announcement of the board interest rate for TWD deposits.

Convenient reconciliation

We provide reconciliation statements for you to verify accounts; you can also check details via Internet banking.

Overdraft limit

You can apply for an overdraft limit to flexibly transfer funds using your checking deposit (the Bank reserves the right to review).

Print special purpose checks

Special purpose checks are available for application, and can be printed with the company trademark into an exclusive checkbook for your company.

• Individuals (natural persons) and companies/business firms are all eligible.
• The applicant or company's person-in-charge brings required documents for account opening and seal to a branch to open a personal account or non-personal account; approval from the Bank is required after a credit reporting check.
• A foreign natural person wishing to apply is advised to come to a branch premises for services. Thank you!

Interest is not accrued on this deposit.

Apply quickly

Complete application with mobile devices in 15-20 minutes.

One application for multiple product service

Fill application once to apply for an NTD and foreign currency account, securities trading account, debit card, and credit card at the same time.

Exclusive privilege

Enjoy interbank withdrawal and transfer fee-free each 3 times a month.

Control all account information via mobile app

No physical passbook, no risk of loss. Download passbook cover image and account details anytime in E.SUN Mobile App via your device.

• Eligibility：
  • Individual who ages 18 or above
  • Born in the R.O.C. (Taiwan, Penghu, Kinmen, and Matsu) and has tax obligation only towards the R.O.C.
  • No account closing record within 3 months
• Prepare two forms of ID, including ID card and second identification document (e.g. health insurance card, driver’s license, or student ID card) in original copy.
• We offer multiple verification methods. See more details here.
• Apply online via any PC or mobile device.

The system will automatically apply watermark on the uploaded certificate images. Please do not add any information to the images yourself before uploading to avoid affecting the certificate review.