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Exclusive Loans for Cardholders

Exclusive offers for cardholders to meet all your funding needs

ML500
ML500

Product Features

Three major features

Thoughtful

Amount up to NT$3,000,000

Easy

Online application 24/7, complete in 3 minutes

Fast

No need to leave home. Online guarantee verification, disbursement within 2 hours at the soonest

Satisfies all your funding needs

Personal turnover, debt consolidation, further education, entrepreneurship
圖片

Latest Offers

Complete application as quick as 3 minutes, funds will be disbursed as quick as 2 hours after completing online verification, and receive review results as quick as 1 day!

Application Procedures

Application procedures

3 simple steps, immediate funding!

Online application, no need to leave your home! Disbursement as fast as the same day!



Application status inquiry

  • Online inquiryCheck review progress
  • Please call our service hotline at (02) 5578-1398 during service hours

Loan Plan

World Card customers only

Introduction

  • Loan amount: up to NT$3,000,000
  • Interest rate: One-step interest rate starting at 2.38%
  • Loan period: Up to 7 years (84 installments)
  • Fees: NT$6,000

 

Applicability
1.Primary cardholder of E.SUN's World Card (equivalent) with credit card limit of NT$500,000 and above (inclusive)
2.Adult R.O.C Citizens
3.Stable income and no bad credit history

 

Note: The loan is not applicable to non-nationals, students, corporate cards, or credit cardholders of supplementary cards

 

Notices

1.Event period: 2024/1/1~2024/3/31
2.Preferential interest rates are only available for customers with specific income and apply for restricted repayment period for two-years or longer with one-step interest rates.
3.A NT$1,000 reduction of fees is provided for specific items: (1) Previously applied for a personal loan from E.SUN and the loan was successfully disbursed (excluding relief loans). (2) Online application and successful application for direct debit from account at E.SUN. (3) Holder of E.SUN's credit card; the amount of application fees may not be lower than NT$2,000 after reduction and shall be based on actual conditions.
4.Explanation of annual percentage rate for loan:
(1)Calculation example: The loan amount is NT$300,000, loan period is 5 years, the interest rate from 2.38%-14.88% thereafter, application fees is NT$6,000, and the APR is approximately 3.19%-15.80%.
(2)All annual rates disclosed herein have been calculated using standard calculation templates provided by the competent authority. The actual terms of loan may differ based on each product, and the annual fee rate may also differ among customers depending on the loan products and credit terms and conditions granted.
(3)Annual percentage rate is not the same as interest rate.
(4) The base date for calculating the APR is based on the date of adjustment of the E.SUN Bank's Floated Rate Index from the date of application of the event, please refer to the description of the Floated Rate Index on the E.SUN Bank's website.
5.Designated financial statements include: Passbook for payroll account, withholding tax statement, tax statement or personal income statement, insured salary of labor insurance, pay slip, payroll envelope, salary slip, employment certificate, certificate of retirement pension, allocation/interest income from financial debentures (stocks, funds, insurance policies, etc.), rental income (with valid lease contracts, etc.).
6.The Loan conditions obtained online are only applicable to specific customer groups of E.SUN. E.SUN reserves the rights to make a final review and to approve it or not.
7. Prepare related documents and complete loan application before 15:30 on a working days, and receive review results as quick as 1 working day.
8.The specialist will reply within service hour(service hour are Monday to Friday, 9:00 AM to 17:00, excluding holidays).
9.This product will transfer funds in a lump sum.
10.E.SUN Bank has not cooperate with any agencies, and does not encourage customers to take out a loan for investing any financial products.
11.It's prohibited to use illegal or unauthorized links to the website for internet marketing.

12.When the effective period of the credit limit on the agreement for revolving loans expires or the principal is paid off, the original credit limit will also expire and the agreement will not be extended.
13.In the restricted repayment period, a penalty equal to 3%-4% of the principal will be charged for early(partial) repayment.
14.Calculated in NTD, unless otherwise specified.
15.E.SUN Bank reserves the rights to verify information, to change offer details, and to approve the loan or not.
16.In accordance with laws and regulations, cardholder loan will suspend the "Cash Deposit to Virtual Account" service for automated devices from December 24, 2020 (Thursday). Please use other payment methods.

Travel Card customers only

Introduction

  • Loan amount: up to NT$3,000,000
  • Interest rate: One-step interest rate starting at2.28%
  • Loan period: Up to 7 years (84 installments)
  • Fees: NT$2,000

 

Applicability
1.Primary cardholder of E.SUN's Travel Card
2.Adult R.O.C Citizens
3.Stable income and no bad credit history

 

Note: The loan is not applicable to non-nationals, students, corporate cards, or credit cardholders of supplementary cards

 

Notices

1.Event period: 2024/1/1~2024/3/31
2.Preferential interest rates are only available for customers with specific income and apply for restricted repayment period for two-years or longer with one-step interest rates.
3.A NT$1,000 reduction of fees is provided for specific items: (1) Previously applied for a personal loan from E.SUN and the loan was successfully disbursed (excluding relief loans). (2) Online application and successful application for direct debit from account at E.SUN. (3) Holder of E.SUN's credit card; the amount of application fees may not be lower than NT$1,000 after reduction and shall be based on actual conditions.
4.Explanation of annual percentage rate for loan:
(1)Calculation example: The loan amount is NT$300,000, loan period is 5 years, the interest rate from 2.28%-14.88% thereafter, application fees is NT$2,000, and the APR is approximately 2.55%-15.18%.
(2)All annual rates disclosed herein have been calculated using standard calculation templates provided by the competent authority. The actual terms of loan may differ based on each product, and the annual fee rate may also differ among customers depending on the loan products and credit terms and conditions granted.
(3)Annual percentage rate is not the same as interest rate.
(4)The base date for calculating the APR is based on the date of adjustment of the E.SUN Bank's Floated Rate Index from the date of application of the event, please refer to the description of the Floated Rate Index on the E.SUN Bank's website.
5.Designated financial statements include: Passbook for payroll account, withholding tax statement, tax statement or personal income statement, insured salary of labor insurance, pay slip, payroll envelope, salary slip, employment certificate, certificate of retirement pension, allocation/interest income from financial debentures (stocks, funds, insurance policies, etc.), rental income (with valid lease contracts, etc.).
6.The Loan conditions obtained online are only applicable to specific customer groups of E.SUN. E.SUN reserves the rights to make a final review and to approve it or not.
7.Prepare related documents and complete loan application before 15:30 on a working days, and receive review results as quick as 1 working day.
8.The specialist will reply within service hour(service hour are Monday to Friday, 9:00 AM to 17:00, excluding holidays).
9.This product will transfer funds in a lump sum.
10.E.SUN Bank has not cooperate with any agencies, and does not encourage customers to take out a loan for investing any financial products.
11.It's prohibited to use illegal or unauthorized links to the website for internet marketing.

12.When the effective period of the credit limit on the agreement for revolving loans expires or the principal is paid off, the original credit limit will also expire and the agreement will not be extended.
13.In the restricted repayment period, a penalty equal to 3%-4% of the principal will be charged for early(partial) repayment.
14.Calculated in NTD, unless otherwise specified.
15.E.SUN Bank reserves the rights to verify information, to change offer details, and to approve the loan or not.
16.In accordance with laws and regulations, cardholder loan will suspend the "Cash Deposit to Virtual Account" service for automated devices from December 24, 2020 (Thursday). Please use other payment methods.

Elite Card customers only

Introduction

  • Loan amount: Up to NT$5,000,000
  • Interest rate: One-step interest rate starting at 2.13%
  • Loan period: Up to 7 years (84 installments)
  • Fees: NT$5,000

 

Applicability
1.Primary cardholder of E.SUN's Elite Card and as a certified physician, dentist, accountant, architect, lawyers or traditional Chinese physician
2.Adult R.O.C Citizens
3.Stable income and no bad credit history

 

Note: The loan is not applicable to non-nationals, students, corporate cards, or credit cardholders of supplementary cards

 

Notices

1.Event period: 2024/1/1~2024/3/31
2.This plan is only available for customers with specific income and apply for one-year or longer personal loan with one-step interest rates. Other special offers of E.SUN are not applicable to this event. E.SUN's normal terms for personal loans will be applicable to customers that do not qualify for this event.
3.A NT$1,000 reduction of fees is provided for specific items: (1) Holder of E.SUN's World/ Infinite credit card (2) Wealth Management Members(3) Online application and successful application for direct debit from account at E.SUN; the amount of fees may not be lower than NT$2,000 after reduction and shall be based on actual conditions
4.Explanation of annual percentage rate for loan:
(1)Calculation example: The loan amount is NT$300,000, loan period is 5 years, the loan interest rate starts at 2.13%, application fees is NT$5,000, and total annual fee rate is approximately 2.81%.
(2)All annual rates disclosed herein have been calculated using standard calculation templates provided by the competent authority. The actual terms of loan may differ based on each product, and the annual fee rate may also differ among customers depending on the loan products and credit terms and conditions granted.
(3)Annual percentage rate is not the same as interest rate.
(4)The base date for calculating the APR is based on the date of adjustment of the E.SUN Bank's Floated Rate Index from the date of application of the event, please refer to the description of the Floated Rate Index on the E.SUN Bank's website.
5.Designated financial statements include: Passbook for payroll account, withholding tax statement, tax statement or personal income statement, insured salary of labor insurance, pay slip, payroll envelope, salary slip, employment certificate, certificate of retirement pension, allocation/interest income from financial debentures (stocks, funds, insurance policies, etc.), rental income (with valid lease contracts, etc.).
6.The Loan conditions obtained online are only applicable to specific customer groups of E.SUN. E.SUN reserves the rights to make a final review and to approve it or not.
7.Prepare related documents and complete loan application before 15:30 on a working days, and receive review results as quick as 1 working day.
8.The specialist will reply within service hour(service hour are Monday to Friday, 9:00 AM to 17:00, excluding holidays).
9.This product will transfer funds in a lump sum.
10.E.SUN Bank has not cooperate with any agencies, and does not encourage customers to take out a loan for investing any financial products.
11.It's prohibited to use illegal or unauthorized links to the website for internet marketing.

12.When the effective period of the credit limit on the agreement for revolving loans expires or the principal is paid off, the original credit limit will also expire and the agreement will not be extended.
13.In the restricted repayment period, a penalty equal to 3%-4% of the principal will be charged for early(partial) repayment.
14.Calculated in NTD, unless otherwise specified.
15.E.SUN Bank reserves the rights to verify information, to change offer details, and to approve the loan or not.
16.In accordance with laws and regulations, cardholder loan will suspend the "Cash Deposit to Virtual Account" service for automated devices from December 24, 2020 (Thursday). Please use other payment methods.

Other cardholders

Introduction

  • Loan amount: up to NT$3,000,000
  • Interest rate: One-step interest rate starting at 2.98%
  • Loan period: Up to 7 years (84 installments)
  • Fees: NT$6,000

 

Applicability
1.Primary cardholder of E.SUN's credit card
2.Adult R.O.C Citizens
3.Annual income of NT$400,000 or more, stable income and no bad credit history

 

Note: The loan is not applicable to non-nationals, students, corporate cards, or credit cardholders of supplementary cards

 

Notices

1.Event period: 2024/1/1~2024/3/31
2.Preferential interest rates are only available for customers with specific income and apply for restricted repayment period for two-years or longer with one-step interest rates.
3.A NT$1,000 reduction of fees is provided for specific items: (1) Previously applied for a personal loan from E.SUN and the loan was successfully disbursed (excluding relief loans) (2) Online application and successful application for direct debit from account at E.SUN (3) Holder of E.SUN's credit card; the amount of fees may not be lower than NT$3,000 after reduction and shall be based on actual conditions
4.Explanation of annual percentage rate for loan:
(1)Calculation example: The loan amount is NT$300,000, loan period is 5 years, the interest rate from 2.98%-14.88% thereafter, application fees is NT$6,000, and the APR is approximately 3.80%-15.80%.
(2)All annual rates disclosed herein have been calculated using standard calculation templates provided by the competent authority. The actual terms of loan may differ based on each product, and the annual fee rate may also differ among customers depending on the loan products and credit terms and conditions granted.
(3) Annual percentage rate is not the same as interest rate.
(4)The base date for calculating the APR is based on the date of adjustment of the E.SUN Bank's Floated Rate Index from the date of application of the event, please refer to the description of the Floated Rate Index on the E.SUN Bank's website.
6.The Loan conditions obtained online are only applicable to specific customer groups of E.SUN. E.SUN reserves the rights to make a final review and to approve it or not.
7.Prepare related documents and complete loan application before 15:30 on a working days, and receive review results as quick as 1 working day.
8.The specialist will reply within service hour(service hour are Monday to Friday, 9:00 AM to 17:00, excluding holidays).
9.This product will transfer funds in a lump sum.
10.E.SUN Bank has not cooperate with any agencies, and does not encourage customers to take out a loan for investing any financial products.
11.It's prohibited to use illegal or unauthorized links to the website for internet marketing.

12.When the effective period of the credit limit on the agreement for revolving loans expires or the principal is paid off, the original credit limit will also expire and the agreement will not be extended.
13.In the restricted repayment period, a penalty equal to 3%-4% of the principal will be charged for early(partial) repayment.
15.E.SUN Bank reserves the rights to verify information, to change offer details, and to approve the loan or not.
16.In accordance with laws and regulations, cardholder loan will suspend the "Cash Deposit to Virtual Account" service for automated devices from December 24, 2020 (Thursday). Please use other payment methods.

Please manage your finances carefully and value your credit

Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.