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Adjust Credit Card Limit/Supplementary

Recommend you, applying for temporary credit limit is more convenient and faster

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Submit Additional Documents

Upon uploading the documents, the screen will indicate a successful upload. Please await the review results, and we will notify you via text message or phone for any additional inquiries.


FAQs

1. Temporary Credit Limit Adjustment

If you have temporary needs for going abroad, traveling, shopping, etc., in order to make your credit limit more convenient, please apply for an increase in temporary credit limit.
Please click: apply online

2. Permanent Credit Limit Adjustment

If your credit limit was insufficient or need an installment plan, please apply for an increase in permanent credit limit and provide any one of your latest financial certificate.
Please click: apply online

3. What types of financial capacity document can be submitted when requesting credit card limit adjustment?

  • Submit financial capacity document through online authorization:
    Utilize MyData online authorization to submit personal income and asset information as the relevant financial capacity document.
    Please select: Online Submission
  • Manually upload documents:
    Demand Deposit Passbook(Past three months)/Withholding Statement or Income Statement(Past year)/Personal payslip(Past three months)or other financial capacity document.
    Please select: Online Submission

Upon uploading the documents, the screen will indicate a successful upload. Please await the review results, and we will notify you via text message or phone for any additional inquiries.

4. How long will it take to know the results of adjust credit card limit?

  • The review process can be completed in approximately 2 to 3 working days.

Notes

  • Primary cardholders can apply for increase or decrease their credit limit. The primary and supplementary cards share the same credit limit. Cardholders must have held the credit card for at least six months before increase the credit limit, and provide the latest financial certificate.
  • According to regulations of the Financial Supervisory Commission(FSC), Investment trading platforms that are not approved by the FSC, are not legally-compliant securities and futures firms in Taiwan and are not permitted to engage in such business operations pursuant to law. Therefore, related needs cannot be used to apply for an increase in credit limit, and cardholders should be noted.
  • Installment payments are limited to the available credit limit, any excess amount will be included in the minimum amount due. If you need an installment plan, please apply for an increase in permanent credit limit and provide your latest financial certificate.
  • Minimum credit card limit: NT$30,000. (The credit limit of the world card and designated cards is comprehensively evaluated according to individual's credit conditions and transactions, and shall be based on the actual credit limit approved)
  • E.SUN Bank reserves the right to review credit card limit.
Please manage your finances carefully and value your credit

Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.