About E.SUN Personal Loan
Apply for personal loan by mobile phone with the application process complete within 3 minutes. Approval time is as early as one business day
Loan amount：The maximum amount up to TWD 8,000,000
Interest rate：One-step interest rate starting at 3.35%
Loan period：Up to 7 years
Fees：minimum up to NT$2,000
Required documents：ID card, income certificate
Notices
- If applications is not completed on a business day between 08:00 and 22:00, the loan approval result will be notified to the applicant via SMS accordingly.
- This promotional offer may not be combined with other special promotional loan programs offered by the Bank. Applicants who are not eligible for this promotion shall be subject to the terms and conditions applicable to the Bank's standard unsecured personal loan products.
- Annual Percentage Rate (APR) Disclosure: (1) Illustrative example: Loan amount of TWD 300,000; loan tenor of 5 years; interest rate ranging from 3.35% to 16%; loan fee of TWD 2,000; estimated APR ranging from approximately 3.62% to 16.31%. (2) The APR disclosed herein is calculated based on standard illustrative examples filed with and acknowledged by the competent regulatory authority. Actual loan terms are subject to the Bank's final offer, and the applicable APR may vary for each customer depending on the selected loan product and individual credit assessment results. (3) The APR does not represent or equate to the stated loan interest rate. (4) The actual loan fee charged shall be determined in accordance with the applicable loan program. (5) The base date used for APR calculation is determined by reference to the adjustment date of the Bank's Time Deposit Rate Index applicable to the relevant promotional program. Further details are available on the Bank's official website.
- Customer Service Hotline: 0809-031-213. Dedicated assistance and complimentary consultation services are provided during regular business hours only (Monday to Friday, 09:00–17:00, excluding public holidays).
- This product is structured as a single disbursement loan and may not be applied toward the repayment or refinancing of any existing loans with the Bank.
- The Bank does not engage or authorize any third party agents, intermediaries, or marketing companies to solicit or process loan applications. Customers are advised to exercise due caution to safeguard their rights and interests.
- Unless otherwise expressly stated, all monetary amounts are denominated in New Taiwan Dollars (TWD).
- Unauthorized or unlawful linking to this website for marketing or commercial purposes is strictly prohibited.
- The Bank reserves the right to request additional supporting documentation, modify the content of promotional programs, and make final determinations regarding loan approval at its sole discretion.
