TWD Deposit Rate

Data time：2024/09/09

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Category		Floating interest rate	Fixed interest rate
Category		Annual interest %	Annual interest %
Check deposit		Interest is not accrued	Interest is not accrued
Demand deposit		0.635	-
Demand savings deposit		0.715	-
Time deposit	1 month	1.225	1.225
	3 months	1.280	1.280
	6 months	1.425	1.445
	9 months	1.565	1.585
	1 year	1.685	1.705
	2 years	1.685	1.705
	3 years	1.685	1.705
Time savings deposit	1 year	1.715	1.735
	13 months	1.715	1.735
	2 years	1.715	1.735
	3 years	1.715	1.735
Large time deposit	1 month	0.580	0.580
	3 months	0.590	0.590
	6 months	0.610	0.610
	9 months	0.630	0.630
	1 year	0.660	0.660
	2 years	0.730	0.730
	3 years	0.730	0.730
Large time savings deposit	1 year	0.730	0.730
	13 months	0.730	0.730
	2 years	0.730	0.730
	3 years	0.730	0.730
Payroll account demand savings deposit		0.755	-
Securities account demand deposit		0.005	-
Securities account demand savings deposit		0.005	-
Dedicated account demand deposit		0.000	-

Interest of time deposits for the saving period that is not on the list is calculated based on the shorter period interest which shows on the list.
This quotation is for reference only. The actual interest rate is subject to each branch, and the Bank reserves the right to adjust the interest rate.
Time deposit more than 3 million TWD (inclusive) is subject to a large interest rate.

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Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.