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TWD Deposit Rate

Data time:2024/04/22

Calculate
Category Floating interest rate Fixed interest rate
Annual interest % Annual interest %
Check deposit Interest is not accrued Interest is not accrued
Demand deposit 0.635 -
Demand savings deposit 0.715 -
Time deposit 1 month 1.225 1.225
3 months 1.280 1.280
6 months 1.425 1.445
9 months 1.565 1.585
1 year 1.685 1.705
2 years 1.685 1.705
3 years 1.685 1.705
Time savings deposit 1 year 1.715 1.735
13 months 1.715 1.735
2 years 1.715 1.735
3 years 1.715 1.735
Large time deposit 1 month 0.580 0.580
3 months 0.590 0.590
6 months 0.610 0.610
9 months 0.630 0.630
1 year 0.660 0.660
2 years 0.730 0.730
3 years 0.730 0.730
Large time savings deposit 1 year 0.730 0.730
13 months 0.730 0.730
2 years 0.730 0.730
3 years 0.730 0.730
Payroll account demand savings deposit 0.755 -
Securities account demand deposit 0.005 -
Securities account demand savings deposit 0.005 -
Dedicated account demand deposit 0.000 -
  • Interest of time deposits for the saving period that is not on the list is calculated based on the shorter period interest which shows on the list.
  • This quotation is for reference only. The actual interest rate is subject to each branch, and the Bank reserves the right to adjust the interest rate.
  • Time deposit more than 3 million TWD (inclusive) is subject to a large interest rate.
Please manage your finances carefully and value your credit

Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.