NCD Reference Rate

Data time：2025/05/21

Period	Interest rate
More than 1-month	0.58%
More than 2-month	0.58%
More than 3-month	0.59%
More than 4-month	0.59%
More than 5-month	0.59%
More than 6-month	0.61%
More than 7-month	0.61%
More than 8-month	0.61%
More than 9-month	0.63%
More than 10-month	0.63%
More than 11-month	0.63%
More than 12-month	0.66%

This quotation is for reference only. The actual data is subject to each branch.

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Please manage your finances carefully and value your credit

Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.