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::: 三條波浪背景圖

TWD Loan Rate

Data time：2025/05/18

Category Interest rate
Annual interest %
Maximum interest rate on credit cards 15.000
Second highest interest rate on credit cards 14.880
Second lowest interest rate on credit cards 7.880
Minimum interest rate on credit cards 5.880
Monthly Base Rate 3.120
Base rate 3.120
One-month term deposit interest rate index 1.720
Three-month term deposit interest rate index 1.720
Basic loan interest rate =Base rate + 4% 7.120
Zhunan Credit Cooperative monthly base rate 2.970
Zhunan Credit Cooperative base rate 2.970
Zhunan Credit Cooperative one-month term deposit interest rate index 1.720
Zhunan Credit Cooperative three-month term deposit interest rate index 1.720
Zhunan Credit Cooperative basic loan interest rate = Zhunan Credit Cooperative base rate + 4.88 % 7.850
Chiayi Forth Credit Cooperative base rate 2.708
Chiayi Forth Credit Cooperative three-month term deposit interest rate index 1.708
Chiayi Forth Credit Cooperative basic loan interest rate = Chiayi Forth Credit Cooperative base rate + 3.5 % 6.208
  • Interest of time deposits for the saving period that is not on the list is calculated based on the shorter period interest which shows on the list.
  • The above interest rates are for reference only. The actual interest rate will be subject to the rates quoted by the Bank from time to time.
  • Time deposit more than 3 million TWD (inclusive) is subject to a large deposit.

常見問題

  1. 外來人口換發「新式統一證號」資料變更提醒事項
  2. 如何辦理臺幣一般存款帳戶開戶？
  3. 沒時間到分行開戶，是否可委託他人辦理？
  4. 如果金融卡不慎遺失時，該怎麼辦呢？
  5. more...

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Please manage your finances carefully and value your credit

Products featuring a zero-interest installment plan: zero handling fees and zero annual percentage rates. Revolving credit rate: 5.88%-15%(determined by your credit score from the Bank; base date: September 1 2015) Service charges for cash advance (based on the cash advance settlement currency): the amount of cash advance x3.5%+(NTD 100/USD 3.5/JPY 350/EUR 2.5). Other relevant rates shall be announced on the Bank's website and application form.