※ Individuals and non-profit organizations are eligible.
※ Compound interest - The depositors select the saving time (minimum deposit time is 12 months) and amount, make a lump-sum deposit of the principal, and make lump-sum withdrawal of the principal plus interest upon maturity.
※ Simple interest - The depositors select the saving time (minimum deposit time is 12 months) and amount, make a lump-sum deposit of the principal, recive interest on a monthly basis and collect the principal upon maturity.