Introduction
Product features
Smart new option to utilize the increased value of real estate and activate asset value.
- High loan limit: The loan amount may be higher than a personal loan and is not limited by DBR22
- Low loan interest rate: One-step interest rate starting at 3.15%
- Flexible financing: Loan period of up to 15 years, affordable monthly payments
- Convenient and fast application: Simple loan application documents, obtain funds in as fast as 1 week, faster than mortgage loans!
- Easily increase the loan amount: No re-mortgaging,no registration of cancellation,no penalty
Product description
| Loan amount | NT$500,000 or above, subject to the customer's assets and credit scores. |
| Interest rate | One-step interest rate starts at 3.15%~9.88%. |
| Loan period | Up to 15 years. |
| Fees | 1% of the loan amount. |
| Early redemption penalty | The principal may be repaid at any time, and there is no penalty unless the mortgage is canceled due to the transfer of real estate. |
| Applicant | Real estate could be provided to the bank once a first lien is put into place. |
Annual percentage rate is 3.45%~10.20%. Loan amount: NT$500,000. Loan period: 7 years. Annual loan interest rate: Start at 3.15%~9.88% p.a..Fees: 1% of the loan amount.
- The annual percentage rate disclosed herein have been calculated by using the calculation formula provided by the competent authority. The loan terms may be subject to each loan, and the actual annual percentage rate may also differ among customers depending on loan products as well as credit terms granted.
- Annual percentage rate is not the same as loan interest rate.
- The annual percentage rate base date is according to the date that the Bank's adjustable rate for consumer loans. It was adjusted after this program became applicable. Please see the description of adjustable rates for consumer loans on the Bank's official website (The current base date is May 22, 2023).
- The Bank reserves the rights to verify information, to change offer details, and to approve or reject any application.
- E.SUN Bank has not cooperate with any agencies for the loan business. Please be wary if anyone claims to be so.
- The use of illegal or unauthorized links to this website for Internet marketing is prohibited.
- Mortgage loans should be granted in accordance with "Regulations Governing the Extension of Mortgage Loans by Financial Institutions".
