E-Mini Loan - E.SUN Bank

When Should You Apply for the E‑Mini Loan?

The E‑Mini Loan is ideal when you need small‑amount funding for unexpected expenses or short‑term financial needs.

With fees starting from just NT$500, you can enjoy fast, easy, and convenient access to funds whenever you need them.

Product Features

Flexible Credit Line

Credit limit from NT$10,000 to NT$50,000

Exclusive Low Fees

Loan processing fees starting from NT$500

Borrow and Repay Anytime

No prepayment penalties for early repayment

Eligibility

Republic of China (Taiwan) citizens aged 18 or above with a stable income

Notices

If applications is not completed on a business day between 08:00 and 22:00, the loan approval result will be notified to the applicant via SMS accordingly.
This promotional offer may not be combined with other special promotional loan programs offered by the Bank. Applicants who are not eligible for this promotion shall be subject to the terms and conditions applicable to the Bank's standard unsecured personal loan products.
Annual Percentage Rate (APR) Disclosure:
(1) Illustrative example: Loan amount of NT$30,000; loan tenor of 15 months; interest rate ranging from 5% to 16%; loan fee of NT$500; estimated APR ranging from approximately 7.57% to 18.65%.
(2) The APR disclosed herein is calculated based on standard illustrative examples filed with and acknowledged by the competent regulatory authority. Actual loan terms are subject to the Bank's final offer, and the applicable APR may vary for each customer depending on the selected loan product and individual credit assessment results.
(3) The APR does not represent or equate to the stated loan interest rate.
(4) The actual loan fee charged shall be determined in accordance with the applicable loan program.
(5) The base date used for APR calculation is determined by reference to the adjustment date of the Bank's Time Deposit Rate Index applicable to the relevant promotional program. Further details are available on the Bank's official website.
The product offers installment tenors of 9, 12, 15, 18 and 24 months.
Customer Service Hotline: 0809-031-213. Dedicated assistance and complimentary consultation services are provided during regular business hours only (Monday to Friday, 09:00–17:00, excluding public holidays).
This product is structured as a single-disbursement loan and may not be applied toward the repayment or refinancing of any existing loans with the Bank.
The Bank does not engage or authorize any third-party agents, intermediaries, or marketing companies to solicit or process loan applications. Customers are advised to exercise due caution to safeguard their rights and interests.
Unless otherwise expressly stated, all monetary amounts are denominated in New Taiwan Dollars (NT$).
Unauthorized or unlawful linking to this website for marketing or commercial purposes is strictly prohibited.
The Bank reserves the right to request additional supporting documentation, modify the content of promotional programs, and make final determinations regarding loan approval at its sole discretion.

How to Apply

1.Complete the Application

Simple, streamlined fields make the application quick and easy.

2.Review and Sign Online

Once approved, conveniently review and sign your agreement online.

3.Receive Your Funds

Your loan will be transferred directly into your NT dollar account.