Introduction
Product features
Fair and transparent interest rate close to market level
The interest rate of mortgage loans is adjusted along with the interest rates offered by the top ten banks in Taiwan, and is entirely decided by the market. There is no need to worry about banks raising interest rates.
Services meet individual needs and allow you to control fund use
Services include repayment at any time, payment extension, and multi-step interest rates, allowing you to easily make payment and flexibly allocate funds.
Free financial advice for mortgages
Dedicated staff provides you with good financial planning to reach you investment goals.
Product description
| Loan amount | ranging from 70-80% of the appraised value of your property in principle |
| Interest rate | One-step interest rate starting at 2.27%~2.77% Explanation |
| Loan period | 20 years in principle |
| Fees |
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| Penalty for early payment settlement | The Bank provides two options "Pay off at any time" and "Restricted repayment period." For "restricted payment period,"the fee rate decreases over time. |
Annual percentage rate
Loan amount: NT$2,000,000. Loan period: 20 years. Interest rate: One-step interest rate starting at 2.43%~2.92%.Fees: Starting at NT$8,000. Annual percentage rate: Starting at 2.47%~2.96%.
- The annual percentage rate disclosed herein have been calculated by using the calculation formula provided by the competent authority. The loan terms may be subject to each loan, and the actual annual percentage rate may also differ among customers depending on loan products as well as credit terms granted.
- Annual percentage rate is not the same as loan interest rate.
- The annual percentage rate base date is according to the date that the Bank's adjustable rate for consumer loans. It was adjusted after this program became applicable. Please see the description of adjustable rates for consumer loans on the Bank’s official website (The current base date is May 21, 2024).
