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Second-lien Loan


Loan granted to the enterprises as the working capital based on the real estate market value with remortgaging.

Service description

  • Purpose of funds: Owing to working capital needed, enterprises provide with real estate approved by E.SUN as collateral.
  • Loan amount: Besides the loan provided by the other lender, the total amount should not exceed the total real estate appraised value.
  • Loan duration: 3-5 years.
  • Loan fee: More than 1% of the loan amount.

Documents required for loan application

  • Company registration documents
  • Articles of Incorporation, Register of directors and supervisors, Register of shareholders.
  • Unincorporated of Commercial tenant number: Can provide certificate of Business Registration or partnership agreement.
  • Tax reporting documents and balance sheet for the past three years, forms 401/403/405/406 for the past year.
  • National ID card of the person-in-charge and the guarantor
  • Main passbook of company, person-in-charge, guarantor, or its affiliated enterprises interacting with financial institution in the past year.
  • Other documents (such as contract, DM, etc)

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