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Small and Medium Enterprise Credit Guarantee Fund


Government established a credit guarantee fund to assist small and medium-sized enterprises with development potential and clear purpose of fund, but without sufficient collateral to obtain working capital.

Service Description

  • Purpose of funds: Working capital needed for regular business operating.
  • Loan amount: Not exceed the annual revenue of the business.
  • Loan duration: Maximum of 5 years.
  • Loan fee: 1% or more of the loan amount.
  • Enterprises that meet the qualifications for small and medium-sized enterprise credit guarantees can apply for the guarantee from Small & Medium Enterprise Credit Guarantee Fund of Taiwan.

Documents required for loan application

  • Company registration documents
  • Articles of Incorporation, Register of directors and supervisors, Register of shareholders
  • Unincorporated of Commercial tenant number: Can provide certificate of Business Registration or partnership agreement.
  • Tax reporting documents and balance sheet for the past three years, forms 401/403/405/406 for the past year
  • National ID card of the person-in-charge and the guarantor
  • Main passbook of company, person-in-charge, guarantor, or its affiliated enterprises interacting with financial institution in the past year.
  • Other documents (such as contract, DM, etc)

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