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背景曲線圖

Credit Card Financial Disclosure

2023/08/15
Unit: Card, NTD Thousands
Item July, 2023
1.Card In Force 7,069,476
2.Active Cards 4,745,873
3.Monthly Issuing Cards 77,963
4.Monthly Cancelled Cards 49,984
5.Revolving Balance 12,921,674
6.Balance of outstanding installment payments 36,736,727
7.Monthly Retail Sales Volume 43,156,487
8.Monthly Cash Advance Volume 248,208
9.Amounts more than three months overdue, as a percentage of total accounts receivables (including non-accrual loans) 0.16%
10.Amounts more than six months overdue, as a percentage of total receivables (including non-accrual loans) 0.00%
11.Coverage Ratio 464.31%
12.Monthly Write-off Amount 47,558
13.Year-to-date cumulative charge-offs 322,142


Data date: 2023/7
Differential interest rate level Method for calculating revolving credit interest rates and differential interest rates
(Number of customers, distribution ratio)
Frequency of regular inspections
Interest rate level Number of customers Distribution ratio
10 5.88% 356,697 8.43% 3 Months
7.88% 2,089,935 49.40%
8.88% 511,776 12.10%
9.88% 222,483 5.26%
10.88% 65,154 1.54%
11.88% 335,098 7.92%
12.88% 159,075 3.76%
13.88% 68,885 1.63%
14.88% 183,102 4.33%
15.00% 238,763 5.64%
Mean:9.29%
Median:7.88%
Mode:7.88%