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| Item | July, 2023 |
|---|---|
| 1.Card In Force | 7,069,476 |
| 2.Active Cards | 4,745,873 |
| 3.Monthly Issuing Cards | 77,963 |
| 4.Monthly Cancelled Cards | 49,984 |
| 5.Revolving Balance | 12,921,674 |
| 6.Balance of outstanding installment payments | 36,736,727 |
| 7.Monthly Retail Sales Volume | 43,156,487 |
| 8.Monthly Cash Advance Volume | 248,208 |
| 9.Amounts more than three months overdue, as a percentage of total accounts receivables (including non-accrual loans) | 0.16% |
| 10.Amounts more than six months overdue, as a percentage of total receivables (including non-accrual loans) | 0.00% |
| 11.Coverage Ratio | 464.31% |
| 12.Monthly Write-off Amount | 47,558 |
| 13.Year-to-date cumulative charge-offs | 322,142 |
| Differential interest rate level | Method for calculating revolving credit interest rates and differential interest rates (Number of customers, distribution ratio) |
Frequency of regular inspections | ||
|---|---|---|---|---|
| Interest rate level | Number of customers | Distribution ratio | ||
| 10 | 5.88% | 356,697 | 8.43% | 3 Months |
| 7.88% | 2,089,935 | 49.40% | ||
| 8.88% | 511,776 | 12.10% | ||
| 9.88% | 222,483 | 5.26% | ||
| 10.88% | 65,154 | 1.54% | ||
| 11.88% | 335,098 | 7.92% | ||
| 12.88% | 159,075 | 3.76% | ||
| 13.88% | 68,885 | 1.63% | ||
| 14.88% | 183,102 | 4.33% | ||
| 15.00% | 238,763 | 5.64% | ||
| Mean:9.29% | ||||
| Median:7.88% | ||||
| Mode:7.88% | ||||
